With our budget account you can take the pressure off your finances.
If you are saving on a regular basis and then have an unexpected bill arrive, our budget account could be for you.
The Moneywise Budget Account is an open credit agreement where a monthly saving subscription entitles the account holder to a sum of credit no greater than 10 times the regular savings amount up to a maximum of £1,000
We charge interest on the Budget Account of 2% per month on any debit balance as of the last day of each month (APR 26.8%), and no interest when a budget account is in credit.
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Take the pressure off your finances with our budget account
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Membership is open to all who live and work in the Tyne and Wear, County Durham, Teesside or Northumberland region.
Joining Moneywise is free and all we ask is you save regularly to support our funds for lending. We only lend to members so you can be confident your savings are being used to support like-minded individuals.